医疗保险比较与推荐

Health Insurance Comparison

为您和家人找到最合适的医疗保险计划 · Find the Perfect Health Coverage for You and Your Family

为什么选择我们的医疗保险服务

Why Choose Our Health Insurance Service

全面保障

Comprehensive Coverage

涵盖医疗、处方药、预防保���等全方位保障

Medical, prescription, preventive care and more

节省高达40%

Save Up to 40%

通过比较多家保险公司,找到最优惠的价格

Compare multiple insurers to find the best rates

专业顾问支持

Expert Advisor Support

NS会员推荐人提供一对一专业咨询服务

One-on-one consultation from NS member advisors

快速便捷

Quick & Easy

5分钟在线申请,当天即可获得保障

5-minute application, same-day coverage available

医疗保险类型

Health Insurance Types

个人医疗保险

Individual Health Insurance

为个人提供全面的医疗保障,包括门诊、住院、处方药等

Comprehensive coverage for individuals including outpatient, inpatient, and prescriptions

灵活的保费选择
全国医生网络
预防保健服务
处方药折扣
起价 $200/月

家庭医疗保险

Family Health Insurance

为全家提供保障,覆盖配偶和子女的医疗需求

Coverage for your entire family including spouse and children

家庭共享免赔额
儿童预防保健
孕产妇保障
家庭折扣优惠
起价 $500/月

Medicare 老年医保

Medicare Plans

65岁以上或符合条件的人士专属医疗保险计划

Specialized plans for those 65+ or eligible individuals

Medicare Advantage
Medicare Supplement
处方药计划 Part D
牙科视力听力
起价 $0/月

小型企业保险

Small Business Insurance

为小型企业员工提供团体医疗保险方案

Group health insurance solutions for small business employees

2-50人企业适用
税收优惠
员工福利提升
灵活计划选择
起价 $300/人/月

保障范围

What's Covered

基础医疗服务 Basic Medical Services

门诊就诊
Doctor Visits
住院治疗
Hospitalization
急诊服务
Emergency Care
实验室检查
Lab Tests

预防保健 Preventive Care

年度体检
Annual Checkups
疫苗接种
Vaccinations
癌症筛查
Cancer Screenings
健康咨询
Health Counseling

处方药 Prescription Drugs

通用药物
Generic Drugs
品牌药物
Brand Name Drugs
专科药物
Specialty Drugs
邮购药房
Mail Order Pharmacy

专科服务 Specialty Services

心理健康
Mental Health
物理治疗
Physical Therapy
孕产妇保健
Maternity Care
儿科护理
Pediatric Care

注意:具体保障范围因计划而异,请咨询NS会员推荐人了解详情

Note: Coverage varies by plan. Contact your NS member advisor for details

如何获取医疗保险

How to Get Health Insurance

01

填写信息

Fill Information

提供基本信息和保险需求,仅需5分钟

Provide basic info and insurance needs in just 5 minutes

02

比较计划

Compare Plans

查看多家保险公司的报价和保障内容

Review quotes and coverage from multiple insurers

03

选择投保

Enroll

选择最适合的计划,在线完成投保

Choose the best plan and complete enrollment online

成为NS医疗保险推荐人

Become an NS Health Insurance Referral Agent

帮助社区成员找到合适的医疗保险,同时获得丰厚回报

推荐奖励

每成功推荐一位客户,获得$50-200奖励

持续收益

客户续保,您继续获得佣金

专业培训

免费提供保险知识和销售技巧培训

会员工分

推荐成功额外获得NS工分奖励

立即加入NS医疗保险推荐计划

无需保险执照,我们提供全程支持和培训

常见问题

Frequently Asked Questions

开放注册期是每年可以购买或更改医疗保险的特定时间段,通常为11月1日至1月15日。在此期间外,只有符合特殊资格事件(如结婚��生子、失业等)才能购买保险。

Open Enrollment is the yearly period when you can enroll in or change health insurance, typically November 1 to January 15. Outside this period, you need a qualifying life event to enroll.